VA Zero Down Home Loan - Millie VA Zero Down Home Loan - Millie

Your New Home with Zero Down*

VA Zero Down Home Loan

With interest rates rising, but still low, and no down payment required*, now’s the perfect time to buy a home of your own. Use your VA Home Loan Benefit you earned with your service. Talk with one of NewDay’s Veteran Loan Specialists now.

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* No down payment as long as sale price isn’t higher than the home’s appraised value.

Why Rent When You Can Own?

We believe that every Veteran should have the opportunity to buy a home of their own. Here are great reasons to buy now:

No down payment*
You don’t have to save up to own.

No Private Mortgage Insurance (PMI)
That can save you hundreds a month.

Cash Buyer Certificate
This document confirms your qualifications in advance, letting you shop with the confidence of a cash buyer.

* No down payment as long as sale price isn’t higher than the home’s appraised value.

Estimate your monthly payments

See how much home you can afford. Calculate your payments simply by adjusting for home price, loan terms and interest rates. For an actual quote, call NewDay USA today.





Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

** Monthly payments only include principal and interest and are not an offer to lend tax, insurance, and other fees will apply.

VA home loan eligibility


Next Steps

1. Speak to a Veteran Loan Expert

Call a loan specialist at 844-451-1589 who will guide you through applying.

2. Receive Your Cash Buyer Certificate

Your Cash Buyer Certificate shows your NewDay loan has been qualified in advance, so you can shop with the confidence of a cash buyer.

3. Meet Your Veteran Real Estate Agent

Your NewDay Veteran loan specialist can connect you with a Real Estate Agent who understands the VA home purchase process.

4. Close, Move and Celebrate

Once your offer is accepted, NewDay handles the paperwork for you so you can close on time and move into your new home

Frequently Asked Questions

While not required, we generally recommend involving a Real Estate Agent to give you the peace of mind that the Agent is working for you so the contract will be constructed in your best interest. We can even help you find a veteran focused agent in your area with access to a realtor network.

The Cash Buyer Certificate is unique to NewDay and gives you an advantage because our Underwriting Department does a full credit and income review before you go shopping. You will know you are qualified to buy your dream home before you make an offer.
Call one of our Veteran Loan Specialists now and we’ll see how low we can go for you.
equal opportunity lender

Disclosure of NewDay – MILLIE relationship – “AgentHero, INC (dba MILLIE) has a marketing services relationship with NewDay USA. MILLIE provides information on NewDay USA mortgage products on its website and conducts educational seminars about VA loans with NewDay USA. This relationship is informational and promotional in nature and is not based on any specific lead generation”


© 2022 New Day Financial, LLC. NewDay USA is a registered trade name of New Day Financial, LLC. New Day Financial’s NMLS Identifier is No. 1043. Additional licensing information.

Licensed by the Delaware State Bank Commissioner License No. 6944 Expires on December 31, 2022. (