San Clemente

About

If you’re looking for small-town coastal charm with an ideal climate and postcard-worthy scenery, then San Clemente is your jam. This adorable “Spanish Village by the Sea” was developed in the 1920s as one of the first master-planned communities. Near perfect weather with mild temperatures, practically year-round sun, geographic isolation, breath-taking hills overlooking the California coastline, and the convenience of being between San Diego and Los Angeles make San Clemente a perfect refuge.

Nestled on the coast at the southern corner of Orange County, San Clemente sits just above Camp Pendleton’s northern gate. If you or your spouse will be commuting to Horno, the School of Infantry (SOI), San Onofre, or Cristianitos areas, this is a great location with a convenient commute. It’s about an hour drive either way from San Clemente to either Los Angeles or San Diego on Interstate 5, and the city is served by several trains that travel up and down the coast.

There is plenty of shopping and amenities, just don’t get too excited about the big brands—most of the amenities are locally owned, mom-and-pop style shops. The locavore culture feeds into San Clemente’s tight-knit community vibe. The beach trail is a favorite for runners, and there’s a fantastic park by the water for the littles to burn some energy.

We should probably take a second to talk about the surf culture. San Clemente is known for having some of the best beaches for surfing as well as many notable surfboard artisans. Flip flops, shaggy hair, and untucked shirts are the norm, and you’ll often find locals taking lunch breaks on the beach. Whether you’re a maverick or totally new to shredding the waves, take a second to acquaint yourself with local surf etiquette. Be realistic with your ability level and find a beach that suits your skills.    

Neighbors

Surfers, retirees, artists, young professionals, soccer moms, and of course—Marine families—flock to San Clemente. Beach lovers who crave a small town feel and don’t mind driving out of the city for shopping and entertainment feel right at home here. The style is casual, and the culture is humble and unpretentious, even though the residents lean toward the more affluent end of the economic spectrum.

Neighborhood Feel

This quaint little seaside village once had a strict architectural review process to ensure uniformity. The homes and businesses were all built in the Spanish Colonial style with red tile roofs and white stucco. Over time the standards relaxed, but the precedent seems to have remained. The historic district is west of I-5, and more modern suburbs are to the east. Even the new homes are typically built in a Spanish Colonial Revival style, integrating more contemporary design features into the classic Mediterranean style. Apartments and condos are available downtown.

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Neighborhood Location

Commute
Camp Pendleton – San Onofre Gate
Drive Time to Gate
5 minutes
By Transit
N/A

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Neighborhood Info

San Clemente - Camp Pendleton, CA - gomillie.com

Points of Interest

San Clemente Pier

San Clemente Farmers Market

San Clemente Coastal Trail

Casa Romantica Cultural Center and Gardens

San Onofre State Beach

Courtney’s SandCastle Universal Playground

President Richard Nixon’s “Western White House”

Big Plus

San Clemente has some of the area’s most raved about schools, including the Capistrano Unified School District.

This little town is tucked away and somewhat isolated geographically, which helps protect the small-town character from large-scale development.

The climate in San Clemente is dreamy, with an average year-round temperature of about 70 degrees and over 300 days of sunshine. Cool, coastal breezes negate the need for central air conditioning in homes.

The steady ocean swells are a surfer’s delight and the mostly untouched beaches are the pride of the community. Surf culture is palpable here, and you can immerse yourself in the history, have a custom board shaped by one of the many manufacturers, and outfit your new lifestyle with duds from one of the many boutiques and surf shops in town.  

Working in the northern end of Camp Pendleton and living in San Clemente is a popular arrangement. The San Onofre housing area is located nearby, and even if you’re living on post you will likely rely on San Clemente for most of your day-to-day activities.

Things to Consider

San Clemente is pricey. A lot of people we spoke with agreed that staying under BAH here is nearly impossible, and it is more common to see dual income families or high ranking officers living in the affluent neighborhoods of San Clemente.

Traffic here can be a little rough. Being a tourist destination and a popular surf beach brings in a lot of out-of-towners, especially during the weekend and summer months. Parking is tight to begin with and exacerbated by the additional vehicles. Explore the area and learn the shortcuts around the Pacific Coast Highway (PCH) and Avenida Pico.

The naval hospital is about 30 minutes away from San Onofre housing and even farther from San Clemente, so you may want to look into TRICARE standard for medical care in town.  

There are grocers and plenty of daily amenities in town (including outlets), but if you need the big brand staples in your life (Costco, Home Depot, the mall), you’ll be driving about 20 minutes into Mission Viejo.

Most of the homes in San Clemente do not have air conditioning, and with the mild temps and ocean breezes, it isn’t necessary.

How’s the Market?

The median home value for single family homes in San Clemente is $898,000 according to the Zillow Home Value Index.

Home Values are forecasted to increase by 1% in the coming year.

According to Zillow’s Rental Index, the median rental rate for single-family homes in San Clemente is $3,608.

There is a tax called Mello-Roos, that you’ll need to get acquainted with if you’ll be buying a home in California. Long story short, some communities have the designation of being a Community Facility District (CFD), and they impose an additional property tax to help pay for schools, roads, utilities, and services like police and fire protection. This Mello-Roos tax is above and beyond your typical property tax, and pair that with potentially multiple HOAs, and you could be priced out of some neighborhoods before you know it. Not all neighborhoods are CFDs and  HOAs can be for the neighborhood and the city as well. Do your research before you set your heart on a house! The fees add up, and you could be spending well above what BAH allows. An experienced real estate agent can help tremendously.

School Scoop

San Clemente has 13 primary and secondary schools. One of the highest rated schools is Vista Del Mar Middle School, with a rating of 10 according to GreatSchools.org. Public schools in San Clemente are part of Capistrano Unified School District, which has an average rating of 9.

Capistrano USD came highly recommended amongst the spouses we asked. Our Lady of Fatima Parish School, San Clemente Christian School, and Saint Mary Star of the Sea all topped our list of military friendly private school recommendations.

The California Department of Education offers open enrollment and intradistrict choice, meaning your child can attend any school inside or outside their district upon approval and space availability. Students at low-performing schools can attend a different school in their district. Children can also attend any of the highly sought after charter or magnet schools.

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